We take a custom and holistic approach when evaluating optimum strategies for individual risk management, wealth creation, and retirement.

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Personal Finances & Retirement

Most advisors will tell you that as you get closer to retirement you need to go 100% conservative with your investment so you don’t lose anything. And that is true of the money that you will need in the short term. But your retirement is likely to last 20, possibly 30 years. Should you treat all of your retirement funds the same way?

 

Generally, when I work with my clients I recommend being conservative with the money you need right now, but with money you won’t need for a while, let’s see if we can invest just a bit more aggressively and see if we can get you a better return. This helps your nest egg last longer and give you better income in retirement.

 

ts I use a proprietary technology tools to calculate how much you need to put into different “buckets” based on when you will use the money to make decisions about how to invest. We potentially throw in an indexed annuity for safety and guarantees, use stock/bond market investments where appropriate, and enable you to take home much more for your retirement than you otherwise would.

 

If you are a small business owner, there is even more we can do to leverage what you have built to bump your retirement income even further.

We take a custom and holistic approach when evaluating optimum strategies for individual risk management, wealth creation, and retirement.